Insurance & Schemes — Kute Hospital
Cashless Insurance Accepted

Insurance Providers & Government Schemes

Kute Hospital accepts 30+ insurance companies, all major TPAs and all key government health schemes — so you can focus on recovery, not paperwork.

How to Claim Cashless
30+
Insurance Partners
₹5L
Max Govt. Coverage
100%
Cashless Process
24/7
Insurance Desk
4
Govt. Schemes
15+
TPA Partners
15+
Private Insurers
Zero
Paperwork Hassle

Empanelled Under All Key Schemes

Government Health Schemes

Get fully cashless treatment at Kute Hospital under all major Central & Maharashtra State Government health schemes — no out-of-pocket expense.

🏛️
Ayushman Bharat — PMJAY
Pradhan Mantri Jan Arogya Yojana
Central Govt.
₹5,00,000
Cover per family / year
  • 1,209+ medical treatments & procedures covered
  • No income limit — available to all eligible families
  • Pre & post hospitalisation expenses covered
  • Portability — use anywhere in India
  • Cashless admission — zero payment at hospital
Surgery Cancer Orthopaedic Cardiology Maternity
🏅
Mahatma Jyotirao Phule Jan Arogya Yojana
MJPJAY — Maharashtra State Scheme
Maharashtra Govt.
₹1,50,000
Cover per family / year (+ ₹5L PMJAY)
  • 996+ treatments & 121 follow-up packages
  • All families in Maharashtra covered from July 2024
  • Renal transplant up to ₹2.5 lakh
  • Covers General, Cardio, Ortho, Gyne, Cancer, ENT
  • 10-day post-discharge medicine expenses covered
All Maharashtra Dialysis Laparoscopy Transplant
🏢
Central Government Health Scheme
CGHS — For Central Govt. Employees & Pensioners
Central Govt.
Cashless
OPD + IPD + Diagnostics
  • For Central Govt. employees, pensioners & dependants
  • Covers hospitalisation, surgery, diagnostics & medicines
  • Revised CGHS rates applicable from Dec 2025
  • Specialist OPD consultations covered
  • No ceiling on serious illness treatment
Govt. Employees Pensioners OPD + IPD
Ex-Servicemen Contributory Health Scheme
ECHS — For Ex-Defence Personnel
Ministry of Defence
Cashless
Full Medical Coverage
  • For ex-Army, Navy & Air Force personnel & dependants
  • Revised CGHS rates implemented from 15 Dec 2025
  • Covers all major surgeries, diagnostics & medicines
  • Empanelled under Ministry of Defence MoA
  • Cashless at empanelled hospitals including Kute Hospital
Army Navy Air Force Veterans

Also Accepted

ESI Scheme
Railway Health Scheme
State Govt. Employees
PSU Health Cards
DGEHS Delhi

Third Party Administrators

Our TPA Partners

All major TPAs are empanelled at Kute Hospital. Walk in with your insurance card — our dedicated TPA desk handles everything.

MD India TPA
TPA
Medi Assist TPA
TPA
FHPL (Family Health Plan)
TPA
Paramount Healthcare
TPA
Vidal Health (TPA)
TPA
Health India TPA
TPA
Vipul Medcorp TPA
TPA
E-Meditek TPA
TPA
Ericson TPA Healthcare
TPA
DHS (Dedicated Healthcare)
TPA
Raksha TPA
TPA
Rothshield TPA
TPA
United Health Parekh TPA
TPA
Medsave Healthcare TPA
TPA
Unique Healthcare (State)
State Govt. TPA
CIGNA TTK Health Ins.
TPA + Insurer

Private Insurance Companies

Private Insurance Accepted

All leading private health insurance companies are accepted at Kute Hospital with fully cashless hospitalisation for covered procedures.

Top
Star Health & Allied Insurance
ICICI Lombard General Insurance
Bajaj Allianz General Insurance
HDFC Ergo General Insurance
Religare / Care Health Insurance
Aditya Birla Health Insurance
Apollo Munich (Niva Bupa)
Future Generali Insurance
Max Bupa Health Insurance
Universal Sompo General Ins.
Reliance General Insurance
Tata AIG General Insurance
IFFCO Tokio General Insurance
Liberty General Insurance
Cholamandalam MS General Ins.

+ New India Assurance  ·  Oriental Insurance  ·  National Insurance  ·  United India Insurance

Cashless Process

How to Claim Cashless

Follow these simple steps — our insurance desk will guide you through every stage at zero cost.

1
Visit Our Insurance Desk
At admission, go to the Insurance Desk with your health card / policy document. Our dedicated team is available 24/7.
2
Submit Pre-Authorisation Request
We send a pre-auth request to your insurer / TPA on your behalf. Approval usually arrives within 1–4 hours for planned procedures.
3
Get Admitted — Cashless
Once approved, you are admitted without any upfront payment. Treatment begins immediately. No delays, no hassle.
4
Treatment & Recovery
Receive full treatment. All bills are directly settled between Kute Hospital and your insurance company.
5
Discharge with Zero Bill
On discharge, you pay only the non-covered items (if any). Our team explains every deduction clearly before you leave.

Documents Required

What to Bring Along

Keep these ready for a smooth, instant pre-authorisation process at our counter.

Health Insurance Card / e-Card
Policy Document / Number
Aadhaar Card (Patient)
Doctor's Referral Letter
Previous Lab / Diagnostic Reports
Passport Photo (1 copy)
Previous Discharge Summary (if any)
Claim Form (we help fill it)
Insurance Helpdesk — 24/7
Insurance Queries
+91 8888882225
Hospital Helpline
+91 8888732225
Kute Hospital, Sangamner, Dist. Ahmednagar, Maharashtra
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